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Alias: A note on your credit report that indicates other names used for your financial accounts.Sometimes marked as “Also Known As” or “AKA.” This can include maiden names or variations on the spelling and format of your full name.Application Fee: Amount a lender charges to process your loan application documents.

The loans can be used to eliminate the need for private mortgage insurance. This is a national network that allows for transferring funds electronically between businesses, consumers and financial institutions.

In comparison, a fixed rate mortgage (FRM’s) offers a higher rate that will not change for the length of the loan.

ARMs often have caps on how much the interest rate can rise or fall.

Amortization: The process of gradually repaying a debt with regularly scheduled payments over a period of time.

Annual Credit Report.com: The official website for obtaining your free credit report disclosures from the credit bureaus, Equifax, Experian and Trans Union.




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