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The interest rate depends on your credit profile, and it usually doesn’t change during the life of the loan.

Debt consolidation is only one of several strategies for paying off debt.

The amount of credit card debt you can transfer is typically up to ,000.

Once the introductory period expires, the rate on a balance transfer card is usually higher than on a personal loan.

In addition to paying off your balance before the rate increases, you’ll want to avoid making further charges.

Borrowing limits are typically higher; some lenders offer loans of ,000 or more.

In addition, a personal loan may improve your credit if it means your credit card balances shrink relative to the credit limits.




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