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Australians who are self-employed generally are not required by law to pay themselves super, but it’s definitely a wise idea to do so.There are a few situations where employees are not legally required to pay superannuation, including: There are two main types of super funds: accumulation funds and defined benefit funds.IMPROVED FREE SEARCH SERVICE We have now launched an exciting NEW Process for helping you Find All Your Superannuation.In line with the launch we have now made the Super Search a FREE Service we offer to our clients.Retail funds can vary widely, but are often characterised by: These superannuation funds are generally designed for workers in a specific industry, and may be especially beneficial.Some industry funds are restricted to workers in a specific industry, while others are open to everyone.

For information about self-managed super funds (SMSFs) take a look at our comprehensive SMSF guide instead.The right super fund can be extremely beneficial, and all working Australians should take the time to make sure they’ve found the best super for their needs.However, what you consider to be the “best” depends on your situation, as well as personal preference.We are now living up to 20 years longer in retirement and our superannuation is an important source of income if we want to maintain a reasonable standard of living when we’ve left the workforce.Yes, all Australian employers are required to pay superannuation to their employees.

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