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He also said that specialist sub-prime brokers who potentially mis-sold products could potentially avoid compensation by claiming to have had no knowledge of the criteria lenders look for when approving mainstream mortgages.

Claims management firms have proliferated since the PPI scandal unfolded, taking in customers' claims in exchange for hefty fees, while those which employ methods such as junk text messaging and cold calling have angered millions of phone customers.

Often, a seemingly generous dividend yield may actually signify a weak share price tied to negative news not yet revealed in the quarterly dividend.

This is why we believe investors in international dividend stocks must be confident that the dividend being paid is sustainable over the long term.

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It is possible to refinance first and second mortgages, combining them into one.Claims management companies (CMCs) are eying new sources of revenue after helping fuel an explosion in claims for mis-sold payment protection insurance (PPI), the cover sold alongside loans and credit card to cover repayments if the borrower loses their job.The problem of interest-only mortgages maturing without borrowers having funds in place to repay the full amount due has been brought into sharper focus because house prices have fallen in many parts of the country since the financial crisis hit.While every lender is different, the consistent waiting period is at least 12 months from when you were approved for the second mortgage.Not having enough equity in the house leads to loan denial or more expensive components.

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Statistical Definitions: Non-GAAP Measures: To supplement the Company's financial results presented in accordance with GAAP, we present the non-GAAP financial measures of EBITDA, Adjusted EBITDA and Free Cash Flow.

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